PSA: Activate Your 5% Bonus Categories for 2024 Q1 Now! - US Credit Card Guide

PSA: Activate Your 5% Bonus Categories for 2024 Q1 Now! – US Credit Card Guide

Geo 2023-12-15 2023-12-15

Restricted Time Offers

5% Rotating Classes

2023.12 Replace: 2024 Q1 (Jan., Feb., Mar.) 5% classes are launched! Now it’s the time to activate them.

Quite a few bank cards provide 5% cashback in classes that rotate each quarter (three months). If you’re a Chase Freedom Flex (CFF) (Or Outdated Chase Freedom), Uncover It, Citi Dividend, or US Financial institution Money Plus cardholder, use the hyperlinks supplied beneath to activate your bonus classes indicated beneath:

The Chase Freedom has a quarterly cap of $1,500 in spend on 5x classes per account.

2. Uncover it: Eating places & Drug Shops

The Uncover it has a quarterly cap of $1,500 in spend on 5% classes. The classes used be made accessible at the start of every calendar yr, whereas they’re now revealed each quarter like Freedom since 2023. Keep in mind that all new Uncover it cardholders will earn double money again earned within the first 12 months of card membership, together with on money again earned in bonus classes, making quarterly class spend value 10% again within the first yr!

The Citi Dividend earns 5% money again on a cumulative complete of $6,000 in spend per yr moderately than on $1,500 spend per quarter. The Citi Dividend is now not accessible for signups. Sadly, as of September 2019 Citi has additionally eliminated the flexibility to product change to the Dividend, nevertheless outdated accounts haven’t been closed by the financial institution.

The US Financial institution Money+ card means that you can earn 5% money again in two classes of your alternative each quarter, as much as $2,000 in mixed spend. It additionally means that you can select a 2% money again class each quarter. The picture beneath exhibits which classes can be found for five% (prime) and a pair of% (backside) money again. Be aware that that you must activate the 5% class each quarter (in contrast to BoA Money Rewards which you continue to earn 3% for the beforehand chosen class in case you neglect to decide on classes afterward).