The NCT permits anybody to look earlier than them on behalf of one other celebration if they’ve a correct mandate.
For instance, a Debt Counsellor might apply on behalf of a client, an ADRA might seem on behalf of a client who’s preventing with a financial institution over the steadiness owed on an account, or an Legal professional might seem on behalf of a client.
In lots of instances over time, customers have made use of an legal professional’s providers to convey their debt evaluation issues to the NCT (technically these are 86(7)(b) issues so not technically debt evaluation reasonably debt restructuring to keep away from debt evaluation). In such instances, the buyer would comply with separate charges straight with an legal professional. These would additionally embody the submitting charges (now at R621.14)
Many Debt Counsellors and credit score suppliers want to see the NCT’s mandate expanded in order that they will deal with all debt evaluation associated issues as an alternative of getting to flood magistrates courts nation broad with purposes.
To date this has not occurred as it will rely upon the removing of: (b) from one line of the Act in an modification.
