Replace 1/7/24: CrayPay is shutting down January 15, 2024 (ht GCG)
Replace 2/10/22: Can at present get $5 bonus money again if you buy 3 present playing cards. Hat tip to GC Galore
The CrayPay app is an alternative choice for getting first-hand present playing cards at a reduction. When testing in-store or on-line at many high retailers, buy a present card within the CrayPay app for the precise quantity of your buy and also you’ll get a small low cost from CrayPay. The present card is immediately accessible to make use of at checkout.
The app has dozens of shops accessible together with Amazon, Greatest Purchase, Staples, Toys R Us, Mattress Tub & Past, Lowe’s, in addition to dozens of eating places. Every service provider will get a distinct low cost starting from as little as .5% at Greatest Purchase or 1% at Amazon to 7.5% at Land’s Finish.
You pay with a bank card within the app, so that you aren’t dropping any bank card rewards, it’s simply an additional small low cost on high of no matter you get from the cardboard. You’ll in all probability lose out on class rewards, e.g. in the event you’re paying at a restaurant via CrayPay, it gained’t code as a restaurant to earn bonus factors. Tell us in the event you discover any bank card class bonuses that work with CrayPay.
The app additionally has a rewards program, although the main points are murky. All that’s identified is that you just’ll rack up factors with every buy made via the app which is able to transfer you as much as Degree 2 and three to get much more financial savings on future purchases. I suppose the low cost percentages off present playing cards get larger for Ranges 2 and three? Not likely certain. It’s also possible to refer buddies that will help you get to the subsequent financial savings degree.
CrayPay (one of many worst names ever imagined) is similar to the Seashells web site and the MPX app. All of those are nice choices to get extra in your cash, both by getting reductions off your buy within the case of CrayPay and Seashells or by getting bonus United miles within the case of MPX. They’re particularly helpful for purchases the place you don’t want bank card protections, like when paying at a restaurant.
Working a fast comparability of the Seashells money low cost to the CrayPay money low cost, many instances their payout charges are related and typically Seashells wins out. CrayPay does have the benefit that the low cost comes off the acquisition versus a credit score for future use, they usually have a rewards program too.
We’ll add this to our Full Record of Strategies to Purchase Present Playing cards with Reductions and Bonus Rewards.
Hat tip to Milestomemories who found the app
